[us_image image=”1148″ size=”medium” align=”left” style=”outlined” meta=”1″ css=”%7B%22default%22%3A%7B%22width%22%3A%2225%25%22%2C%22border-style%22%3A%22solid%22%2C%22border-radius%22%3A%22100%25%22%2C%22border-color%22%3A%22rgba%289%2C128%2C96%2C0.90%29%22%2C%22position%22%3A%22relative%22%2C%22box-shadow-color%22%3A%22%2346b373%22%7D%7D”][us_text text=”Ray Williams Jr the Founder of Yenom Emit, Inc, (Money Time) dba U’s Can Too Wealth Builders Network and We Help U’s Build Wealth, companies that specializes in helping underserved individuals build personal wealth. Ray has 32 years of extensive experiences in the personal finance industry, including mortgage lending, consumer credit management, life insurance and personal financial consulting. Ray is also an author, financial educator and mentor that believes financial literacy is the key to reducing poverty.” tag=”p”][us_separator]

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